First Cherokee State Bank (former bank) — historical data

First Cherokee State Bank no longer operates under this certificate. It failed on July 20, 2012. See the failure record.

First Cherokee State Bank is a bank based in Woodstock, Georgia.

There is not enough recent publicly reported data to show a TellerScore for First Cherokee State Bank.

TellerScore · —

Scorecard

Capital cushion—/100

Tier 1 leverage ratio: —

Loan quality—/100

Noncurrent loans ÷ total loans: —

Earnings—/100

Return on assets (annualized): —

Funding & liquidity—/100

Loans ÷ deposits and uninsured-deposit share: —

Problem-loan coverage—/100

"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
Quarter	Score	Assets	Capital	Problem loans	ROA	Loans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—

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Total risk-based capital—

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Problem loans—

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Net charge-offs—

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Return on assets—

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Net interest margin—

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Efficiency ratio—

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Loans to deposits—

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Uninsured deposits—

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Loan-loss reserves—

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Texas ratio—

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Deposit insurance

Is my money safe at First Cherokee State Bank?

First Cherokee State Bank is no longer an active bank in FDIC records (since 2012).

Check how much of your own balance is covered

Identity & history

Profile

Legal name: First Cherokee State Bank
Former names: First National Bank of Cherokee
Type: State-chartered bank
FDIC certificate #: 32711
RSSD ID: 1407530
Primary regulator: FDIC
Holding company: Acru Inc
Established: November 27, 1989
Headquarters: 9860 Highway 92, Woodstock, GA 30188

Quick answers

First Cherokee State Bank: common questions

Is First Cherokee State Bank FDIC insured?

First Cherokee State Bank is no longer an active bank in FDIC records (since 2012).

Has First Cherokee State Bank ever failed?

FDIC records show First Cherokee State Bank failed on July 20, 2012.