First City Bank of Florida (former bank) — historical data

First City Bank of Florida no longer operates under this certificate. It failed on October 16, 2020. See the failure record.

First City Bank of Florida is a bank based in Fort Walton Beach, Florida.

There is not enough recent publicly reported data to show a TellerScore for First City Bank of Florida.

TellerScore · —

Scorecard

Capital cushion—/100

Tier 1 leverage ratio: —

Loan quality—/100

Noncurrent loans ÷ total loans: —

Earnings—/100

Return on assets (annualized): —

Funding & liquidity—/100

Loans ÷ deposits and uninsured-deposit share: —

Problem-loan coverage—/100

"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
Quarter	Score	Assets	Capital	Problem loans	ROA	Loans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—

—

Total risk-based capital—

—

Problem loans—

—

Net charge-offs—

—

Return on assets—

—

Net interest margin—

—

Efficiency ratio—

—

Loans to deposits—

—

Uninsured deposits—

—

Loan-loss reserves—

—

Texas ratio—

—

Deposit insurance

Is my money safe at First City Bank of Florida?

First City Bank of Florida is no longer an active bank in FDIC records (since 2020).

Check how much of your own balance is covered

Identity & history

Profile

Legal name: First City Bank of Florida
Former names: First City Bank of Fort Walton; Bank of Fort Walton
Type: State-chartered bank
FDIC certificate #: 16748
RSSD ID: 695134
Primary regulator: FDIC
Holding company: Florida First City Banks Inc
Established: November 17, 1948
Headquarters: 135 Perry Avenue, S.E., Fort Walton Beach, FL 32548

Quick answers

First City Bank of Florida: common questions

Is First City Bank of Florida FDIC insured?

First City Bank of Florida is no longer an active bank in FDIC records (since 2020).

Has First City Bank of Florida ever failed?

FDIC records show First City Bank of Florida failed on October 16, 2020.