TellerScore

First State Bank no longer operates under this certificate. It failed on October 14, 2011. See the failure record.

First State Bank is a bank based in Cranford, New Jersey.

There is not enough recent publicly reported data to show a TellerScore for First State Bank.

TellerScore · —

Scorecard

Capital cushion—/100
Tier 1 leverage ratio: —
Loan quality—/100
Noncurrent loans ÷ total loans: —
Earnings—/100
Return on assets (annualized): —
Funding & liquidity—/100
Loans ÷ deposits and uninsured-deposit share: —
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—
—
Total risk-based capital—
—
Problem loans—
—
Net charge-offs—
—
Return on assets—
—
Net interest margin—
—
Efficiency ratio—
—
Loans to deposits—
—
Uninsured deposits—
—
Loan-loss reserves—
—
Texas ratio—
—

Deposit insurance

Is my money safe at First State Bank?

First State Bank is no longer an active bank in FDIC records (since 2011).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
First State Bank
Type
State-chartered bank
FDIC certificate #
58046
RSSD ID
3402904
Primary regulator
FDIC
Established
January 18, 2006
Headquarters
16 Commerce Drive, Cranford, NJ 07016

Quick answers

First State Bank: common questions

Is First State Bank FDIC insured?

First State Bank is no longer an active bank in FDIC records (since 2011).

Has First State Bank ever failed?

FDIC records show First State Bank failed on October 14, 2011.