TellerScore

Habersham Bank no longer operates under this certificate. It failed on February 18, 2011. See the failure record.

Habersham Bank is a bank based in Clarkesville, Georgia.

There is not enough recent publicly reported data to show a TellerScore for Habersham Bank.

TellerScore · —

Scorecard

Capital cushion—/100
Tier 1 leverage ratio: —
Loan quality—/100
Noncurrent loans ÷ total loans: —
Earnings—/100
Return on assets (annualized): —
Funding & liquidity—/100
Loans ÷ deposits and uninsured-deposit share: —
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—
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Total risk-based capital—
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Problem loans—
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Net charge-offs—
—
Return on assets—
—
Net interest margin—
—
Efficiency ratio—
—
Loans to deposits—
—
Uninsured deposits—
—
Loan-loss reserves—
—
Texas ratio—
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Deposit insurance

Is my money safe at Habersham Bank?

Habersham Bank is no longer an active bank in FDIC records (since 2011).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Habersham Bank
Type
State-chartered bank
FDIC certificate #
151
RSSD ID
270335
Primary regulator
FDIC
Holding company
Habersham Bcorp
Established
May 13, 1904
Headquarters
201 North Washington Street, Clarkesville, GA 30523

Quick answers

Habersham Bank: common questions

Is Habersham Bank FDIC insured?

Habersham Bank is no longer an active bank in FDIC records (since 2011).

Has Habersham Bank ever failed?

FDIC records show Habersham Bank failed on February 18, 2011.