TellerScore

Innovative Bank no longer operates under this certificate. It failed on April 16, 2010. See the failure record.

Innovative Bank is a bank based in Oakland, California.

There is not enough recent publicly reported data to show a TellerScore for Innovative Bank.

TellerScore · —

Scorecard

Capital cushion—/100
Tier 1 leverage ratio: —
Loan quality—/100
Noncurrent loans ÷ total loans: —
Earnings—/100
Return on assets (annualized): —
Funding & liquidity—/100
Loans ÷ deposits and uninsured-deposit share: —
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—
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Total risk-based capital—
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Problem loans—
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Net charge-offs—
—
Return on assets—
—
Net interest margin—
—
Efficiency ratio—
—
Loans to deposits—
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Uninsured deposits—
—
Loan-loss reserves—
—
Texas ratio—
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Deposit insurance

Is my money safe at Innovative Bank?

Innovative Bank is no longer an active bank in FDIC records (since 2010).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Innovative Bank
Former names
Bank of Oakland
Type
State-chartered bank
FDIC certificate #
23876
RSSD ID
104663
Primary regulator
FDIC
Holding company
Innovative Bcorp
Established
July 1, 1982
Headquarters
360 Fourteenth Street, Oakland, CA 94612

Quick answers

Innovative Bank: common questions

Is Innovative Bank FDIC insured?

Innovative Bank is no longer an active bank in FDIC records (since 2010).

Has Innovative Bank ever failed?

FDIC records show Innovative Bank failed on April 16, 2010.