CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026
NBT Bank, National Association complaints
Consumers filed 126 complaints about NBT BANCORP INC. with the Consumer Financial Protection Bureau over the past three years, 56 of them in the last 12 months. The most common product was "Checking or savings account" (44%), and the most common issue was "Managing an account". The company responded on time to 100.0% of complaints, and 24.6% of closed complaints ended with monetary or non-monetary relief.
Complaints (3 yrs)
126
Per $1B deposits
9.2median 8.5
Timely response
100.0%
Closed with relief
24.6%
The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See NBT Bank, National Association's financial scorecard.
By product
Product
Complaints
Share
Checking or savings account
55
43.7%
Payday loan, title loan, personal loan, or advance loan
21
16.7%
Mortgage
14
11.1%
Vehicle loan or lease
12
9.5%
Credit reporting or other personal consumer reports
10
7.9%
Debt collection
9
7.1%
Money transfer, virtual currency, or money service
4
3.2%
Credit card
1
0.8%
Top issues
Issue
Complaints
Share
Managing an account
31
24.6%
Incorrect information on your report
9
7.1%
Problem with a lender or other company charging your account
9
7.1%
Charged fees or interest you didn't expect
8
6.3%
Problem caused by your funds being low
8
6.3%
Trouble during payment process
6
4.8%
Managing the loan or lease
5
4.0%
Closing an account
4
3.2%
Closing on a mortgage
4
3.2%
Getting the loan
3
2.4%
Opening an account
3
2.4%
Problem when making payments
3
2.4%
How complaints were closed
Company response
Complaints
Share
Closed with explanation
95
75.4%
Closed with monetary relief
19
15.1%
Closed with non-monetary relief
12
9.5%
Top states
State
Complaints
Share
NY
67
53.2%
PA
14
11.1%
FL
9
7.1%
CT
5
4.0%
HI
4
3.2%
MA
3
2.4%
NH
3
2.4%
CA
2
1.6%
NJ
2
1.6%
OH
2
1.6%
How they were submitted
Channel
Complaints
Share
Web
96
76.2%
Referral
23
18.3%
Phone
6
4.8%
Postal mail
1
0.8%
Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.