TellerScore

CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026

NBT Bank, National Association complaints

Consumers filed 126 complaints about NBT BANCORP INC. with the Consumer Financial Protection Bureau over the past three years, 56 of them in the last 12 months. The most common product was "Checking or savings account" (44%), and the most common issue was "Managing an account". The company responded on time to 100.0% of complaints, and 24.6% of closed complaints ended with monetary or non-monetary relief.

Complaints (3 yrs)
126
Per $1B deposits
9.2median 8.5
Timely response
100.0%
Closed with relief
24.6%

The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See NBT Bank, National Association's financial scorecard.

By product

ProductComplaintsShare
Checking or savings account5543.7%
Payday loan, title loan, personal loan, or advance loan2116.7%
Mortgage1411.1%
Vehicle loan or lease129.5%
Credit reporting or other personal consumer reports107.9%
Debt collection97.1%
Money transfer, virtual currency, or money service43.2%
Credit card10.8%

Top issues

IssueComplaintsShare
Managing an account3124.6%
Incorrect information on your report97.1%
Problem with a lender or other company charging your account97.1%
Charged fees or interest you didn't expect86.3%
Problem caused by your funds being low86.3%
Trouble during payment process64.8%
Managing the loan or lease54.0%
Closing an account43.2%
Closing on a mortgage43.2%
Getting the loan32.4%
Opening an account32.4%
Problem when making payments32.4%

How complaints were closed

Company responseComplaintsShare
Closed with explanation9575.4%
Closed with monetary relief1915.1%
Closed with non-monetary relief129.5%

Top states

StateComplaintsShare
NY6753.2%
PA1411.1%
FL97.1%
CT54.0%
HI43.2%
MA32.4%
NH32.4%
CA21.6%
NJ21.6%
OH21.6%

How they were submitted

ChannelComplaintsShare
Web9676.2%
Referral2318.3%
Phone64.8%
Postal mail10.8%

Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.