ServisFirst Bank (FDIC certificate #57993) is based in Birmingham, Alabama. Its Q2 2026 call report shows $18.3B in total assets and $14.6B in deposits and 34 offices across 8 states.
ServisFirst Bank has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 39% of its 132 banks with $10 billion – $100 billion. Among 93 banks headquartered in Alabama, it ranks 71st. Earnings contributes the most (95/100, 1.88%); funding & liquidity contributes the least (12/100, 98% loans-to-deposits, 66% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 63 |
| Q2 2025 | 63 |
| Q3 2025 | 57 |
| Q4 2025 | 58 |
| Q1 2026 | 62 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.17% |
| Q3 2024 | 9.89% |
| Q4 2024 | 9.94% |
| Q1 2025 | 9.81% |
| Q2 2025 | 10.11% |
| Q3 2025 | 10.34% |
| Q4 2025 | 10.41% |
| Q1 2026 | 10.87% |
| Q2 2026 | 11.09% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.34% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.54% |
| Q3 2025 | 1.26% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.27% |
| Q2 2026 | 1.18% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.30% |
| Q3 2024 | 1.36% |
| Q4 2024 | 1.41% |
| Q1 2025 | 1.42% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.58% |
| Q1 2026 | 1.86% |
| Q2 2026 | 1.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $18.3B | 11.09% | 1.18% | 1.88% | 98.2% |
| Q1 2026 | 62 | $18.2B | 10.87% | 1.27% | 1.86% | 95.0% |
| Q4 2025 | 58 | $17.7B | 10.41% | 1.23% | 1.58% | 95.0% |
| Q3 2025 | 57 | $17.6B | 10.34% | 1.26% | 1.45% | 93.1% |
| Q2 2025 | 63 | $17.4B | 10.11% | 0.54% | 1.42% | 94.2% |
| Q1 2025 | 63 | $18.6B | 9.81% | 0.57% | 1.42% | 88.1% |
| Q4 2024 | 64 | $17.4B | 9.94% | 0.34% | 1.41% | 91.8% |
| Q3 2024 | 64 | $16.4B | 9.89% | 0.32% | 1.36% | 92.5% |
| Q2 2024 | 65 | $16.0B | 10.17% | 0.28% | 1.30% | 91.7% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at ServisFirst Bank?
Yes. ServisFirst Bank is an FDIC-insured institution (FDIC certificate #57993). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 66.4% of deposits ($9.7B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.10% (benchmark: 10%).
34 locations
Branches
ServisFirst Bank lists 34 offices in 28 cities across 8 states. Most locations:
- Birmingham, AL (2)
- Dothan, AL (2)
- Huntsville, AL (2)
- Mobile, AL (2)
- Montgomery, AL (2)
- Pensacola, FL (2)
- Asheville, NC (1)
- Atlanta, GA (1)
- Auburn, AL (1)
- Charleston, SC (1)
- Charlotte, NC (1)
- Columbus, GA (1)
HMDA 2025
Mortgage lending
In 2025, ServisFirst Bank reported 1,790 home-loan applications under HMDA (LEI 549300XSS1CPK8G7B851): 1,464 originated ($889,160,000 total), 58 denied, and 257 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- ServisFirst Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57993
- RSSD ID
- 3348888
- Primary regulator
- FDIC
- Holding company
- Servisfirst Bancshares Inc
- Established
- May 2, 2005
- Headquarters
- 2500 Woodcrest Pl, Birmingham, AL 35209
- Website
- www.servisfirstbank.com
- Employees
- 684
Quick answers
ServisFirst Bank: common questions
Is ServisFirst Bank FDIC insured?
Yes. ServisFirst Bank is an FDIC-insured institution (FDIC certificate #57993). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is ServisFirst Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has ServisFirst Bank ever failed?
There is no failure record for FDIC certificate #57993 in the FDIC failed bank list.
How many branches does ServisFirst Bank have?
34 offices as of the latest FDIC data, in 8 states.
Nearby
Highest-scoring banks and credit unions with branches near Birmingham
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| Alabama Postal Credit UnionCredit union Birmingham, AL | 96 out of 100, Very strong | $6.4M | 44.5% | 0.28% | vs |
| Acipco Federal Credit UnionCredit union Birmingham, AL | 94 out of 100, Very strong | $221.5M | 14.4% | 0.21% | vs |
| Rocket City Federal Credit UnionCredit union Huntsville, AL | 94 out of 100, Very strong | $69.1M | 17.3% | 0.17% | vs |
| Coosa Pines Federal Credit UnionCredit union Childersburg, AL | 88 out of 100, Very strong | $420.8M | 16.2% | 0.87% | vs |
| Railroad Credit UnionCredit union Irondale, AL | 87 out of 100, Very strong | $100.6M | 14.4% | 0.07% | vs |