TellerScore

Southern Pacific Bank no longer operates under this certificate. It failed on February 7, 2003. See the failure record.

Southern Pacific Bank is a bank based in Torrance, California.

There is not enough recent publicly reported data to show a TellerScore for Southern Pacific Bank.

TellerScore · —

Scorecard

Capital cushion—/100
Tier 1 leverage ratio: —
Loan quality—/100
Noncurrent loans ÷ total loans: —
Earnings—/100
Return on assets (annualized): —
Funding & liquidity—/100
Loans ÷ deposits and uninsured-deposit share: —
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—
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Total risk-based capital—
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Problem loans—
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Net charge-offs—
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Return on assets—
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Net interest margin—
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Efficiency ratio—
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Loans to deposits—
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Uninsured deposits—
—
Loan-loss reserves—
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Texas ratio—
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Deposit insurance

Is my money safe at Southern Pacific Bank?

Southern Pacific Bank is no longer an active bank in FDIC records (since 2003).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Southern Pacific Bank
Former names
Southern Pacific Thrift and Loan Association
Type
State-chartered bank
FDIC certificate #
27094
RSSD ID
1029325
Primary regulator
FDIC
Established
March 1, 1982
Headquarters
23530 Hawthorne Boulevard, Suite 200, Torrance, CA 90505

Quick answers

Southern Pacific Bank: common questions

Is Southern Pacific Bank FDIC insured?

Southern Pacific Bank is no longer an active bank in FDIC records (since 2003).

Has Southern Pacific Bank ever failed?

FDIC records show Southern Pacific Bank failed on February 7, 2003.