Side-by-side · Q2 2026 data
1st Bank of Sea Isle City vs Atlantic City Police Federal Credit Union
Credit union
Atlantic City Police Federal Credit Union
Northfield, New Jersey · Under $100 million in assets
Metric by metric
| Measure | 1st Bank of Sea Isle City | Atlantic City Police Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 100 (stronger) | 33 |
| Earnings | 26 | 73 (stronger) |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 22nd | 59th |
| Total assets | $311.1M | $2.1M |
| Deposits / shares | $251.2M | $1.6M |
| Capital ratio | 9.72% | 21.24% (stronger) |
| Problem loans | 0.00% (stronger) | 2.02% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.16% | 1.32% (stronger) |
| Loans ÷ deposits | 94.7% | 15.9% (stronger) |
| Uninsured deposits | 27.8% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | — |
Atlantic City Police Federal Credit Union has the higher TellerScore (78 vs 62). On the 6 directional measures above (where higher or lower is clearly better), 1st Bank of Sea Isle City leads on 1 and Atlantic City Police Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.