Side-by-side · Q2 2026 data
1st Bank of Sea Isle City vs Lusitania Savings Bank
Metric by metric
| Measure | 1st Bank of Sea Isle City | Lusitania Savings Bank |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 26 | 39 (stronger) |
| Funding & liquidity | 52 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 22nd | 90th |
| Total assets | $311.1M | $418.1M |
| Deposits / shares | $251.2M | $353.5M |
| Capital ratio | 9.72% | 14.97% (stronger) |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.16% | 0.48% (stronger) |
| Loans ÷ deposits | 94.7% | 63.9% (stronger) |
| Uninsured deposits | 27.8% | 7.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 6.3% |
Lusitania Savings Bank has the higher TellerScore (86 vs 62). On the 6 directional measures above (where higher or lower is clearly better), 1st Bank of Sea Isle City leads on 1 and Lusitania Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.