Side-by-side · Q2 2026 data
1st Community Credit Union vs Unitedone Credit Union
Metric by metric
| Measure | 1st Community Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 52 | 68 (stronger) |
| Loan quality | 72 | 92 (stronger) |
| Earnings | 72 (stronger) | 57 |
| Funding & liquidity | 76 (stronger) | 58 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 45th | 60th |
| Total assets | $287.6M | $348.3M |
| Deposits / shares | $254.8M | $282.7M |
| Capital ratio | 10.16% | 11.82% (stronger) |
| Problem loans | 0.83% | 0.24% (stronger) |
| Net charge-offs | 0.20% | 0.12% (stronger) |
| Return on assets | 1.31% (stronger) | 0.92% |
| Loans ÷ deposits | 84.4% (stronger) | 102.3% |
| Uninsured deposits | 4.0% (stronger) | 6.2% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 13.8% |
Unitedone Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), 1st Community Credit Union leads on 3 and Unitedone Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.