Side-by-side · Q2 2026 data
1st Equity Bank vs Baxter Credit Union
Metric by metric
| Measure | 1st Equity Bank | Baxter Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 75 (stronger) | 49 |
| Funding & liquidity | 33 | 56 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 88th | 25th |
| Total assets | $130.0M | $6.4B |
| Deposits / shares | $87.7M | $5.0B |
| Capital ratio | 16.46% (stronger) | 10.25% |
| Problem loans | 0.00% (stronger) | 0.86% |
| Net charge-offs | 0.00% (stronger) | 1.06% |
| Return on assets | 1.39% (stronger) | 0.72% |
| Loans ÷ deposits | 110.4% | 104.2% (stronger) |
| Uninsured deposits | 30.7% | 14.2% (stronger) |
| Offices | 1 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.2% |
1st Equity Bank has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), 1st Equity Bank leads on 5 and Baxter Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.