Side-by-side · Q2 2026 data
1st Equity Bank vs Cornerstone National Bank & Trust Company
Metric by metric
| Measure | 1st Equity Bank | Cornerstone National Bank & Trust Company |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 75 (stronger) | 66 |
| Funding & liquidity | 33 | 39 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 88th | 58th |
| Total assets | $130.0M | $1.0B |
| Deposits / shares | $87.7M | $897.0M |
| Capital ratio | 16.46% (stronger) | 10.36% |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.39% (stronger) | 1.15% |
| Loans ÷ deposits | 110.4% | 87.8% (stronger) |
| Uninsured deposits | 30.7% (stronger) | 45.1% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
1st Equity Bank has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), 1st Equity Bank leads on 6 and Cornerstone National Bank & Trust Company on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.