Side-by-side · Q2 2026 data
1st Financial Bank USA vs BankFirst
Metric by metric
| Measure | 1st Financial Bank USA | BankFirst |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 50 | 72 (stronger) |
| Earnings | 59 | 97 (stronger) |
| Funding & liquidity | 72 (stronger) | 53 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 74th | 97th |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.1B | $804.7M |
| Capital ratio | 16.34% (stronger) | 15.31% |
| Problem loans | 1.51% | 0.84% (stronger) |
| Net charge-offs | 2.29% | 0.39% (stronger) |
| Return on assets | 0.98% | 1.92% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 89.4% |
| Uninsured deposits | 2.0% (stronger) | 31.1% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
BankFirst has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), 1st Financial Bank USA leads on 3 and BankFirst on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.