Side-by-side · Q2 2026 data
1st Financial Bank USA vs BankWest, Inc.
Metric by metric
| Measure | 1st Financial Bank USA | BankWest, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 38 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 50 (stronger) | 8 |
| Earnings | 59 (stronger) | 48 |
| Funding & liquidity | 72 (stronger) | 57 |
| Problem-loan coverage | 87 (stronger) | 52 |
| Peer percentile | 74th | 1st |
| Total assets | $1.4B | $1.9B |
| Deposits / shares | $1.1B | $1.6B |
| Capital ratio | 16.34% (stronger) | 9.21% |
| Problem loans | 1.51% (stronger) | 2.76% |
| Net charge-offs | 2.29% | -0.03% (stronger) |
| Return on assets | 0.98% (stronger) | 0.69% |
| Loans ÷ deposits | 88.7% | 84.7% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 31.7% |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 48.6% |
1st Financial Bank USA has the higher TellerScore (74 vs 38). On the 7 directional measures above (where higher or lower is clearly better), 1st Financial Bank USA leads on 5 and BankWest, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.