Side-by-side · Q2 2026 data
1st Liberty Federal Credit Union vs Grasslands Federal Credit Union
Metric by metric
| Measure | 1st Liberty Federal Credit Union | Grasslands Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 88 (stronger) |
| Capital cushion | 94 (stronger) | 85 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 40 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 86th | 92nd |
| Total assets | $214.2M | $141.5M |
| Deposits / shares | $182.4M | $120.5M |
| Capital ratio | 14.43% (stronger) | 13.49% |
| Problem loans | 0.28% | 0.05% (stronger) |
| Net charge-offs | 0.18% | 0.02% (stronger) |
| Return on assets | 0.49% | 1.13% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 61.4% |
| Uninsured deposits | 4.1% (stronger) | 11.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grasslands Federal Credit Union has the higher TellerScore (88 vs 84). On the 7 directional measures above (where higher or lower is clearly better), 1st Liberty Federal Credit Union leads on 3 and Grasslands Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.