Side-by-side · Q2 2026 data
1st Liberty Federal Credit Union vs Rocky Mountain Credit Union
Metric by metric
| Measure | 1st Liberty Federal Credit Union | Rocky Mountain Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 53 |
| Capital cushion | 94 (stronger) | 37 |
| Loan quality | 91 (stronger) | 62 |
| Earnings | 40 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 86th | 9th |
| Total assets | $214.2M | $426.5M |
| Deposits / shares | $182.4M | $366.6M |
| Capital ratio | 14.43% (stronger) | 8.74% |
| Problem loans | 0.28% (stronger) | 1.15% |
| Net charge-offs | 0.18% (stronger) | 0.48% |
| Return on assets | 0.49% (stronger) | 0.17% |
| Loans ÷ deposits | 51.3% (stronger) | 73.6% |
| Uninsured deposits | 4.1% | 0.0% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.0% |
1st Liberty Federal Credit Union has the higher TellerScore (84 vs 53). On the 7 directional measures above (where higher or lower is clearly better), 1st Liberty Federal Credit Union leads on 6 and Rocky Mountain Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.