Side-by-side · Q2 2026 data
1st Mississippi Federal Credit Union vs Naheola Credit Union
Credit union
1st Mississippi Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Metric by metric
| Measure | 1st Mississippi Federal Credit Union | Naheola Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 74 (stronger) | 34 |
| Earnings | 49 | 86 (stronger) |
| Funding & liquidity | 73 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 62nd | 63rd |
| Total assets | $82.8M | $219.6M |
| Deposits / shares | $57.4M | $178.7M |
| Capital ratio | 28.51% (stronger) | 18.00% |
| Problem loans | 0.79% (stronger) | 1.97% |
| Net charge-offs | 1.69% | 0.16% (stronger) |
| Return on assets | 0.73% | 1.66% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 87.6% |
| Uninsured deposits | 1.6% (stronger) | 20.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Mississippi Federal Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), 1st Mississippi Federal Credit Union leads on 5 and Naheola Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.