Side-by-side · Q2 2026 data
1st Summit Bank vs Washington Financial Bank
Metric by metric
| Measure | 1st Summit Bank | Washington Financial Bank |
|---|---|---|
| TellerScore | 60 | 81 (stronger) |
| Capital cushion | 36 | 97 (stronger) |
| Loan quality | 85 | 85 |
| Earnings | 46 | 66 (stronger) |
| Funding & liquidity | 66 (stronger) | 51 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 21st | 91st |
| Total assets | $1.5B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 8.61% | 14.75% (stronger) |
| Problem loans | 0.44% (stronger) | 0.46% |
| Net charge-offs | -0.01% (stronger) | 0.57% |
| Return on assets | 0.66% | 1.15% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 87.2% |
| Uninsured deposits | 29.8% (stronger) | 34.8% |
| Offices | 17 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 11.0% |
Washington Financial Bank has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), 1st Summit Bank leads on 4 and Washington Financial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.