Side-by-side · Q2 2026 data
2 Rivers Area Credit Union vs Central Illinois Credit Union
Metric by metric
| Measure | 2 Rivers Area Credit Union | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 57 | 73 (stronger) |
| Loan quality | 74 (stronger) | 38 |
| Earnings | 34 | 70 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 32nd | 38th |
| Total assets | $27.7M | $26.1M |
| Deposits / shares | $25.1M | $22.8M |
| Capital ratio | 10.68% | 12.26% (stronger) |
| Problem loans | 0.78% (stronger) | 1.85% |
| Net charge-offs | 0.27% (stronger) | 2.37% |
| Return on assets | 0.35% | 1.25% (stronger) |
| Loans ÷ deposits | 64.7% | 49.5% (stronger) |
| Uninsured deposits | 6.4% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Illinois Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), 2 Rivers Area Credit Union leads on 2 and Central Illinois Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.