Side-by-side · Q2 2026 data
21st Century Bank vs Northeast Bank
Metric by metric
| Measure | 21st Century Bank | Northeast Bank |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 57 (stronger) | 51 |
| Loan quality | 94 (stronger) | 93 |
| Earnings | 73 | 79 (stronger) |
| Funding & liquidity | 35 | 66 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 43rd | 57th |
| Total assets | $894.8M | $837.3M |
| Deposits / shares | $658.8M | $760.7M |
| Capital ratio | 10.66% (stronger) | 10.13% |
| Problem loans | 0.19% (stronger) | 0.20% |
| Net charge-offs | 0.10% | -0.09% (stronger) |
| Return on assets | 1.31% | 1.49% (stronger) |
| Loans ÷ deposits | 101.2% | 77.7% (stronger) |
| Uninsured deposits | 37.1% | 30.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 0.0% |
Northeast Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), 21st Century Bank leads on 2 and Northeast Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.