Side-by-side · Q2 2026 data
21st Century Bank vs Think Mutual Bank
Metric by metric
| Measure | 21st Century Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 73 (stronger) | 45 |
| Funding & liquidity | 35 | 95 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 43rd | 97th |
| Total assets | $894.8M | $2.2B |
| Deposits / shares | $658.8M | $1.9B |
| Capital ratio | 10.66% | 16.25% (stronger) |
| Problem loans | 0.19% (stronger) | 0.25% |
| Net charge-offs | 0.10% | 0.05% (stronger) |
| Return on assets | 1.31% (stronger) | 0.63% |
| Loans ÷ deposits | 101.2% | 64.8% (stronger) |
| Uninsured deposits | 37.1% | 5.8% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), 21st Century Bank leads on 2 and Think Mutual Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.