Side-by-side · Q2 2026 data
21st Century Bank vs United Prairie Bank
Metric by metric
| Measure | 21st Century Bank | United Prairie Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 57 (stronger) | 47 |
| Loan quality | 94 (stronger) | 78 |
| Earnings | 73 | 78 (stronger) |
| Funding & liquidity | 35 | 54 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 43rd | 31st |
| Total assets | $894.8M | $939.3M |
| Deposits / shares | $658.8M | $788.4M |
| Capital ratio | 10.66% (stronger) | 9.68% |
| Problem loans | 0.19% (stronger) | 0.66% |
| Net charge-offs | 0.10% | 0.09% (stronger) |
| Return on assets | 1.31% | 1.45% (stronger) |
| Loans ÷ deposits | 101.2% | 99.7% (stronger) |
| Uninsured deposits | 37.1% | 21.1% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
21st Century Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), 21st Century Bank leads on 3 and United Prairie Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.