Side-by-side · Q2 2026 data
Ab&t vs Georgia Community Bank
Metric by metric
| Measure | Ab&t | Georgia Community Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 68 | 87 (stronger) |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 97 (stronger) | 92 |
| Funding & liquidity | 53 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 84th | 72nd |
| Total assets | $261.2M | $375.0M |
| Deposits / shares | $227.9M | $321.7M |
| Capital ratio | 11.85% | 13.67% (stronger) |
| Problem loans | 0.00% (stronger) | 1.25% |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 1.92% (stronger) | 1.80% |
| Loans ÷ deposits | 80.9% | 78.4% (stronger) |
| Uninsured deposits | 38.3% | 27.9% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
Ab&t has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Ab&t leads on 4 and Georgia Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.