Side-by-side · Q2 2026 data
Abacus Federal Savings Bank vs American Community Bank
Metric by metric
| Measure | Abacus Federal Savings Bank | American Community Bank |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 31 | 65 (stronger) |
| Funding & liquidity | 64 (stronger) | 32 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 64th | 72nd |
| Total assets | $320.7M | $306.5M |
| Deposits / shares | $257.9M | $249.4M |
| Capital ratio | 16.32% (stronger) | 13.37% |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.27% | 1.12% (stronger) |
| Loans ÷ deposits | 93.8% (stronger) | 99.2% |
| Uninsured deposits | 16.7% (stronger) | 41.3% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
American Community Bank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Abacus Federal Savings Bank leads on 4 and American Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.