Side-by-side · Q2 2026 data
Abacus Federal Savings Bank vs First Atlantic Federal Credit Union
Credit union
First Atlantic Federal Credit Union
Eatontown, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Abacus Federal Savings Bank | First Atlantic Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 31 | 90 (stronger) |
| Funding & liquidity | 64 | 90 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 64th | 89th |
| Total assets | $320.7M | $332.2M |
| Deposits / shares | $257.9M | $280.1M |
| Capital ratio | 16.32% (stronger) | 13.81% |
| Problem loans | 0.47% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.27% | 1.75% (stronger) |
| Loans ÷ deposits | 93.8% | 70.6% (stronger) |
| Uninsured deposits | 16.7% | 9.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
First Atlantic Federal Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Abacus Federal Savings Bank leads on 3 and First Atlantic Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.