Side-by-side · Q2 2026 data
Abilene Teachers Federal Credit Union vs Dugood Federal Credit Union
Credit union
Abilene Teachers Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Abilene Teachers Federal Credit Union | Dugood Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 84 (stronger) | 80 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 98th | 91st |
| Total assets | $690.4M | $609.4M |
| Deposits / shares | $547.0M | $520.8M |
| Capital ratio | 18.82% (stronger) | 13.37% |
| Problem loans | 0.31% | 0.09% (stronger) |
| Net charge-offs | 0.32% | 0.19% (stronger) |
| Return on assets | 2.56% (stronger) | 1.41% |
| Loans ÷ deposits | 75.9% (stronger) | 80.3% |
| Uninsured deposits | 5.0% (stronger) | 8.4% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.4% | 19.5% |
Abilene Teachers Federal Credit Union has the higher TellerScore (95 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Abilene Teachers Federal Credit Union leads on 5 and Dugood Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.