Side-by-side · Q2 2026 data
Academy Bank, National Association vs Great Southern Bank
Metric by metric
| Measure | Academy Bank, National Association | Great Southern Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 93 (stronger) | 63 |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 62 | 70 (stronger) |
| Funding & liquidity | 49 (stronger) | 36 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 70th | 70th |
| Total assets | $3.2B | $5.5B |
| Deposits / shares | $2.7B | $4.4B |
| Capital ratio | 14.35% (stronger) | 11.33% |
| Problem loans | 1.05% | 0.02% (stronger) |
| Net charge-offs | 0.29% | 0.04% (stronger) |
| Return on assets | 1.05% | 1.26% (stronger) |
| Loans ÷ deposits | 91.7% (stronger) | 98.6% |
| Uninsured deposits | 32.5% (stronger) | 38.2% |
| Offices | 80 | 100 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 24.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Academy Bank, National Association leads on 3 and Great Southern Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.