Side-by-side · Q2 2026 data
Academy Bank, National Association vs Pyramid Federal Credit Union
Metric by metric
| Measure | Academy Bank, National Association | Pyramid Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 59 |
| Capital cushion | 93 (stronger) | 56 |
| Loan quality | 65 (stronger) | 50 |
| Earnings | 62 (stronger) | 37 |
| Funding & liquidity | 49 | 96 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 70th | 19th |
| Total assets | $3.2B | $247.9M |
| Deposits / shares | $2.7B | $225.2M |
| Capital ratio | 14.35% (stronger) | 10.57% |
| Problem loans | 1.05% (stronger) | 1.51% |
| Net charge-offs | 0.29% (stronger) | 0.52% |
| Return on assets | 1.05% (stronger) | 0.42% |
| Loans ÷ deposits | 91.7% | 63.8% (stronger) |
| Uninsured deposits | 32.5% | 3.6% (stronger) |
| Offices | 80 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Academy Bank, National Association has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Academy Bank, National Association leads on 5 and Pyramid Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.