Side-by-side · Q2 2026 data
Acadiana Medical Federal Credit Union vs Cogic Credit Union
Credit union
Acadiana Medical Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Acadiana Medical Federal Credit Union | Cogic Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 100 (stronger) | 40 |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 92nd | 1st |
| Total assets | $13.5M | $341K |
| Deposits / shares | $10.0M | $326K |
| Capital ratio | 25.47% (stronger) | 4.38% |
| Problem loans | 0.00% (stronger) | 1.79% |
| Net charge-offs | 0.42% | 0.00% (stronger) |
| Return on assets | 1.06% (stronger) | -5.69% |
| Loans ÷ deposits | 60.1% (stronger) | 62.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acadiana Medical Federal Credit Union has the higher TellerScore (92 vs 32). On the 6 directional measures above (where higher or lower is clearly better), Acadiana Medical Federal Credit Union leads on 5 and Cogic Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.