Side-by-side · Q2 2026 data
ACB Bank vs SNB Bank, National Association
Metric by metric
| Measure | ACB Bank | SNB Bank, National Association |
|---|---|---|
| TellerScore | 64 (stronger) | 36 |
| Capital cushion | 72 (stronger) | 68 |
| Loan quality | 41 (stronger) | 0 |
| Earnings | 76 (stronger) | 20 |
| Funding & liquidity | 61 | 79 (stronger) |
| Problem-loan coverage | 80 (stronger) | 1 |
| Peer percentile | 26th | 1st |
| Total assets | $135.5M | $129.4M |
| Deposits / shares | $114.8M | $111.3M |
| Capital ratio | 12.24% (stronger) | 11.80% |
| Problem loans | 1.77% (stronger) | 6.18% |
| Net charge-offs | 1.06% | 0.03% (stronger) |
| Return on assets | 1.40% (stronger) | 0.01% |
| Loans ÷ deposits | 88.4% | 81.2% (stronger) |
| Uninsured deposits | 24.2% | 7.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
ACB Bank has the higher TellerScore (64 vs 36). On the 7 directional measures above (where higher or lower is clearly better), ACB Bank leads on 4 and SNB Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.