Side-by-side · Q2 2026 data
Access Bank vs North Western Employees Credit Union
Credit union
North Western Employees Credit Union
Council Bluffs, Iowa · Under $100 million in assets
Metric by metric
| Measure | Access Bank | North Western Employees Credit Union |
|---|---|---|
| TellerScore | 65 | 94 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 68 | 68 |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 36th | 95th |
| Total assets | $1.1B | $10.4M |
| Deposits / shares | $905.3M | $8.1M |
| Capital ratio | 10.65% | 21.35% (stronger) |
| Problem loans | 0.51% | 0.00% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.09% |
| Return on assets | 1.19% | 1.19% (stronger) |
| Loans ÷ deposits | 88.9% | 60.6% (stronger) |
| Uninsured deposits | 52.8% | 1.5% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
North Western Employees Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Access Bank leads on 1 and North Western Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.