Side-by-side · Q2 2026 data
Access Federal Credit Union vs Secny Federal Credit Union
Metric by metric
| Measure | Access Federal Credit Union | Secny Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 56 |
| Capital cushion | 44 (stronger) | 26 |
| Loan quality | 70 (stronger) | 69 |
| Earnings | 74 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 51st | 13th |
| Total assets | $320.1M | $322.7M |
| Deposits / shares | $287.6M | $297.2M |
| Capital ratio | 9.40% (stronger) | 7.56% |
| Problem loans | 0.89% (stronger) | 0.93% |
| Net charge-offs | 0.04% (stronger) | 0.34% |
| Return on assets | 1.35% (stronger) | 0.41% |
| Loans ÷ deposits | 53.5% (stronger) | 54.0% |
| Uninsured deposits | 7.0% (stronger) | 9.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 10.6% |
Access Federal Credit Union has the higher TellerScore (70 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Access Federal Credit Union leads on 7 and Secny Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.