Side-by-side · Q2 2026 data
Acclaim Federal Credit Union vs Summit Credit Union
Credit union
Acclaim Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Acclaim Federal Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 85 (stronger) | 76 |
| Earnings | 51 | 56 (stronger) |
| Funding & liquidity | 88 (stronger) | 82 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 59th | 82nd |
| Total assets | $60.4M | $368.8M |
| Deposits / shares | $52.2M | $298.4M |
| Capital ratio | 12.88% | 15.44% (stronger) |
| Problem loans | 0.44% (stronger) | 0.71% |
| Net charge-offs | 0.73% (stronger) | 1.22% |
| Return on assets | 0.79% | 0.91% (stronger) |
| Loans ÷ deposits | 72.5% (stronger) | 78.3% |
| Uninsured deposits | 2.1% (stronger) | 11.0% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Acclaim Federal Credit Union leads on 4 and Summit Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.