Side-by-side · Q2 2026 data
Achieva Credit Union vs Addition Financial Credit Union
Metric by metric
| Measure | Achieva Credit Union | Addition Financial Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 49 | 50 (stronger) |
| Loan quality | 88 (stronger) | 53 |
| Earnings | 57 (stronger) | 48 |
| Funding & liquidity | 71 | 98 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 50th | 27th |
| Total assets | $3.2B | $3.8B |
| Deposits / shares | $2.8B | $3.4B |
| Capital ratio | 9.94% | 9.98% (stronger) |
| Problem loans | 0.35% (stronger) | 1.40% |
| Net charge-offs | 0.50% (stronger) | 1.27% |
| Return on assets | 0.93% (stronger) | 0.70% |
| Loans ÷ deposits | 89.6% | 62.3% (stronger) |
| Uninsured deposits | 8.9% | 5.3% (stronger) |
| Offices | 27 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.3% | — |
Achieva Credit Union has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Achieva Credit Union leads on 4 and Addition Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.