Side-by-side · Q2 2026 data
Achieva Credit Union vs Florida Credit Union
Metric by metric
| Measure | Achieva Credit Union | Florida Credit Union |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 49 | 77 (stronger) |
| Loan quality | 88 (stronger) | 73 |
| Earnings | 57 | 77 (stronger) |
| Funding & liquidity | 71 (stronger) | 64 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 50th | 75th |
| Total assets | $3.2B | $2.8B |
| Deposits / shares | $2.8B | $2.4B |
| Capital ratio | 9.94% | 12.70% (stronger) |
| Problem loans | 0.35% (stronger) | 0.80% |
| Net charge-offs | 0.50% (stronger) | 0.97% |
| Return on assets | 0.93% | 1.42% (stronger) |
| Loans ÷ deposits | 89.6% (stronger) | 96.3% |
| Uninsured deposits | 8.9% (stronger) | 12.1% |
| Offices | 27 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.3% | 70.0% |
Florida Credit Union has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Achieva Credit Union leads on 4 and Florida Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.