Side-by-side · Q2 2026 data
Achieva Credit Union vs Midflorida Credit Union
Metric by metric
| Measure | Achieva Credit Union | Midflorida Credit Union |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 49 | 57 (stronger) |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 57 | 71 (stronger) |
| Funding & liquidity | 71 (stronger) | 69 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 50th | 66th |
| Total assets | $3.2B | $9.8B |
| Deposits / shares | $2.8B | $8.6B |
| Capital ratio | 9.94% | 10.69% (stronger) |
| Problem loans | 0.35% (stronger) | 0.46% |
| Net charge-offs | 0.50% | 0.42% (stronger) |
| Return on assets | 0.93% | 1.27% (stronger) |
| Loans ÷ deposits | 89.6% (stronger) | 90.9% |
| Uninsured deposits | 8.9% (stronger) | 13.2% |
| Offices | 27 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.3% | — |
Midflorida Credit Union has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Achieva Credit Union leads on 3 and Midflorida Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.