TellerScore

Side-by-side · Q2 2026 data

Acipco Federal Credit Union vs Naheola Credit Union

Credit union

Acipco Federal Credit Union

Birmingham, Alabama · $100 million – $1 billion

94of 100
Very strong

Credit union

Naheola Credit Union

Pennington, Alabama · $100 million – $1 billion

74of 100
Strong

Metric by metric

MeasureAcipco Federal Credit UnionNaheola Credit Union
TellerScore94 (stronger)74
Capital cushion94100 (stronger)
Loan quality93 (stronger)34
Earnings100 (stronger)86
Funding & liquidity87 (stronger)66
Problem-loan coverage98 (stronger)84
Peer percentile98th63rd
Total assets$221.5M$219.6M
Deposits / shares$191.3M$178.7M
Capital ratio14.37%18.00% (stronger)
Problem loans0.21% (stronger)1.97%
Net charge-offs0.03% (stronger)0.16%
Return on assets2.15% (stronger)1.66%
Loans ÷ deposits73.2% (stronger)87.6%
Uninsured deposits3.8% (stronger)20.7%
Offices24
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)18.2%—

Acipco Federal Credit Union has the higher TellerScore (94 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Acipco Federal Credit Union leads on 6 and Naheola Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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