Side-by-side · Q2 2026 data
ACNB Bank vs Nextier Bank, National Association
Bank
Nextier Bank, National Association
Kittanning, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | ACNB Bank | Nextier Bank, National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 54 |
| Capital cushion | 62 (stronger) | 46 |
| Loan quality | 87 (stronger) | 50 |
| Earnings | 92 (stronger) | 75 |
| Funding & liquidity | 58 (stronger) | 34 |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 83rd | 12th |
| Total assets | $3.3B | $2.9B |
| Deposits / shares | $2.6B | $2.5B |
| Capital ratio | 11.25% (stronger) | 9.64% |
| Problem loans | 0.40% (stronger) | 1.49% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.38% |
| Loans ÷ deposits | 94.2% | 85.9% (stronger) |
| Uninsured deposits | 22.4% (stronger) | 50.9% |
| Offices | 31 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 11.7% |
ACNB Bank has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), ACNB Bank leads on 5 and Nextier Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.