Side-by-side · Q2 2026 data
Adams Bank & Trust vs 5Star Bank
Metric by metric
| Measure | Adams Bank & Trust | 5Star Bank |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 73 | 95 (stronger) |
| Funding & liquidity | 69 (stronger) | 31 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 93rd | 91st |
| Total assets | $1.3B | $378.2M |
| Deposits / shares | $1.1B | $312.1M |
| Capital ratio | 14.11% | 17.24% (stronger) |
| Problem loans | 0.55% | 0.16% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.32% | 1.86% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 96.1% |
| Uninsured deposits | 23.0% (stronger) | 45.1% |
| Offices | 23 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
5Star Bank has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 3 and 5Star Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.