Side-by-side · Q2 2026 data
Adams Bank & Trust vs FlatIrons Bank
Metric by metric
| Measure | Adams Bank & Trust | FlatIrons Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 91 (stronger) | 39 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 73 | 80 (stronger) |
| Funding & liquidity | 69 | 76 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 93rd | 57th |
| Total assets | $1.3B | $370.3M |
| Deposits / shares | $1.1B | $336.1M |
| Capital ratio | 14.11% (stronger) | 8.88% |
| Problem loans | 0.55% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.32% | 1.51% (stronger) |
| Loans ÷ deposits | 82.4% | 82.0% (stronger) |
| Uninsured deposits | 23.0% | 17.4% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
Adams Bank & Trust has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 2 and FlatIrons Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.