Side-by-side · Q2 2026 data
Adams Bank & Trust vs Integrity Bank & Trust
Metric by metric
| Measure | Adams Bank & Trust | Integrity Bank & Trust |
|---|---|---|
| TellerScore | 82 (stronger) | 62 |
| Capital cushion | 91 (stronger) | 41 |
| Loan quality | 82 | 82 |
| Earnings | 73 (stronger) | 56 |
| Funding & liquidity | 69 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 93rd | 22nd |
| Total assets | $1.3B | $459.6M |
| Deposits / shares | $1.1B | $372.6M |
| Capital ratio | 14.11% (stronger) | 9.11% |
| Problem loans | 0.55% | 0.54% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.32% (stronger) | 0.91% |
| Loans ÷ deposits | 82.4% (stronger) | 92.6% |
| Uninsured deposits | 23.0% | 21.5% (stronger) |
| Offices | 23 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 2.1% |
Adams Bank & Trust has the higher TellerScore (82 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 5 and Integrity Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.