Side-by-side · Q2 2026 data
Adams Bank & Trust vs Verus Bank of Commerce
Metric by metric
| Measure | Adams Bank & Trust | Verus Bank of Commerce |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 73 (stronger) | 61 |
| Funding & liquidity | 69 (stronger) | 45 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 93rd | 86th |
| Total assets | $1.3B | $202.4M |
| Deposits / shares | $1.1B | $162.9M |
| Capital ratio | 14.11% | 18.46% (stronger) |
| Problem loans | 0.55% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.32% (stronger) | 1.02% |
| Loans ÷ deposits | 82.4% (stronger) | 107.5% |
| Uninsured deposits | 23.0% | 21.9% (stronger) |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
Verus Bank of Commerce has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Adams Bank & Trust leads on 2 and Verus Bank of Commerce on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.