Side-by-side · Q2 2026 data
Adams County Bank vs Five Points Bank of Hastings
Metric by metric
| Measure | Adams County Bank | Five Points Bank of Hastings |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 68 (stronger) | 59 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 95 (stronger) | 52 |
| Funding & liquidity | 55 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 84th | 50th |
| Total assets | $241.1M | $551.7M |
| Deposits / shares | $154.6M | $488.6M |
| Capital ratio | 11.82% (stronger) | 10.94% |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.86% (stronger) | 0.80% |
| Loans ÷ deposits | 99.2% | 51.4% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 43.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adams County Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Adams County Bank leads on 5 and Five Points Bank of Hastings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.