Side-by-side · Q2 2026 data
Adams State Bank vs Nebraska Bank of Commerce
Metric by metric
| Measure | Adams State Bank | Nebraska Bank of Commerce |
|---|---|---|
| TellerScore | 91 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 84 (stronger) | 63 |
| Funding & liquidity | 70 (stronger) | 55 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 90th | 31st |
| Total assets | $70.2M | $241.2M |
| Deposits / shares | $54.2M | $204.9M |
| Capital ratio | 16.62% (stronger) | 9.56% |
| Problem loans | 0.09% (stronger) | 0.33% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.59% (stronger) | 1.08% |
| Loans ÷ deposits | 90.1% (stronger) | 103.8% |
| Uninsured deposits | 14.0% (stronger) | 16.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
Adams State Bank has the higher TellerScore (91 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Adams State Bank leads on 7 and Nebraska Bank of Commerce on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.