Side-by-side · Q2 2026 data
Adams State Bank vs Nebraska State Bank
Metric by metric
| Measure | Adams State Bank | Nebraska State Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 53 |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 90th | 63rd |
| Total assets | $70.2M | $74.1M |
| Deposits / shares | $54.2M | $61.0M |
| Capital ratio | 16.62% | 18.08% (stronger) |
| Problem loans | 0.09% (stronger) | 1.40% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.59% | 4.34% (stronger) |
| Loans ÷ deposits | 90.1% (stronger) | 90.2% |
| Uninsured deposits | 14.0% (stronger) | 25.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adams State Bank has the higher TellerScore (91 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Adams State Bank leads on 5 and Nebraska State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.