Side-by-side · Q2 2026 data
Adrian Bank vs Montrose Savings Bank
Metric by metric
| Measure | Adrian Bank | Montrose Savings Bank |
|---|---|---|
| TellerScore | 85 | 97 (stronger) |
| Capital cushion | 76 | 95 (stronger) |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 88th | 98th |
| Total assets | $195.6M | $63.2M |
| Deposits / shares | $172.7M | $53.7M |
| Capital ratio | 12.56% | 14.53% (stronger) |
| Problem loans | 0.52% | 0.13% (stronger) |
| Net charge-offs | 0.44% | 0.12% (stronger) |
| Return on assets | 2.63% | 2.86% (stronger) |
| Loans ÷ deposits | 76.2% | 60.4% (stronger) |
| Uninsured deposits | 17.0% | 4.9% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Montrose Savings Bank has the higher TellerScore (97 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Adrian Bank leads on 0 and Montrose Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.