Side-by-side · Q2 2026 data
Advantage Credit Union vs North Iowa Community Credit Union
Metric by metric
| Measure | Advantage Credit Union | North Iowa Community Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 20 | 67 (stronger) |
| Earnings | 62 (stronger) | 59 |
| Funding & liquidity | 95 (stronger) | 61 |
| Problem-loan coverage | 83 (stronger) | 82 |
| Peer percentile | 51st | 21st |
| Total assets | $106.5M | $127.8M |
| Deposits / shares | $89.6M | $113.4M |
| Capital ratio | 15.31% (stronger) | 9.75% |
| Problem loans | 2.39% | 1.00% (stronger) |
| Net charge-offs | 3.60% | 0.47% (stronger) |
| Return on assets | 1.06% (stronger) | 0.97% |
| Loans ÷ deposits | 65.7% (stronger) | 99.1% |
| Uninsured deposits | 2.6% (stronger) | 5.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Advantage Credit Union has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Advantage Credit Union leads on 5 and North Iowa Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.