Side-by-side · Q2 2026 data
Advantage Plus Federal Credit Union vs Clarity Credit Union
Metric by metric
| Measure | Advantage Plus Federal Credit Union | Clarity Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 59 |
| Capital cushion | 47 | 47 |
| Loan quality | 88 (stronger) | 67 |
| Earnings | 39 (stronger) | 34 |
| Funding & liquidity | 69 | 84 (stronger) |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 31st | 19th |
| Total assets | $292.4M | $235.6M |
| Deposits / shares | $263.7M | $216.6M |
| Capital ratio | 9.65% | 9.74% (stronger) |
| Problem loans | 0.36% (stronger) | 0.99% |
| Net charge-offs | 0.06% (stronger) | 0.78% |
| Return on assets | 0.47% (stronger) | 0.35% |
| Loans ÷ deposits | 91.6% | 76.6% (stronger) |
| Uninsured deposits | 4.7% | 3.3% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Advantage Plus Federal Credit Union has the higher TellerScore (64 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Advantage Plus Federal Credit Union leads on 4 and Clarity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.