Side-by-side · Q2 2026 data
Advantage Plus Federal Credit Union vs Trugrocer Federal Credit Union
Metric by metric
| Measure | Advantage Plus Federal Credit Union | Trugrocer Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 88 (stronger) | 73 |
| Earnings | 39 (stronger) | 0 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 31st | 60th |
| Total assets | $292.4M | $320.1M |
| Deposits / shares | $263.7M | $267.8M |
| Capital ratio | 9.65% | 16.03% (stronger) |
| Problem loans | 0.36% (stronger) | 0.81% |
| Net charge-offs | 0.06% (stronger) | 0.26% |
| Return on assets | 0.47% (stronger) | -0.85% |
| Loans ÷ deposits | 91.6% | 57.3% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 9.0% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Trugrocer Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Advantage Plus Federal Credit Union leads on 4 and Trugrocer Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.